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Aarkstore.com announces, a new market research report is available in its vast collection:

Personal Accident and Health Insurance in Indonesia, Trends and Opportunities to 2016: Government Initiatives to Achieve Universal Health Insurance by 2014 to Drive Market Growth

http://www.aarkstore.com/reports/Personal-Accident-and-Health-Insurance-in-Indonesia-Trends-and-Opportunities-to-2016-Government-Initiatives-to-Achieve-Universal-Health-Insurance-by-2014-to-Drive-Market-Growth-190248.html

Synopsis

The report provides top-level market analysis, information and insights into the Indonesian personal accident and health insurance market, including:
? The Indonesian personal accident and health insurance market?s growth prospects by personal accident and health insurance categories
? The various distribution channels in the Indonesian personal accident and health insurance market
? The competitive landscape in the personal accident and health insurance market
? A description of the personal accident and health reinsurance market in Indonesia

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Summary

Continuing problems of instability and violence have encouraged Indonesians to take personal accident and health insurance. Initiatives by the Indonesian government to implement a social health insurance policy to provide affordable healthcare to the population living below the poverty line is expected to drive personal accident and health insurance over the forecast period.

?Scope

This report provides a comprehensive analysis of the personal accident and health insurance market in Indonesia:
? It provides historical values for Indonesia?s personal accident and health insurance market for the report?s 2007?2011 review period and forecast figures for the 2012?2016 forecast period
? It offers a detailed analysis of the key sub-segments in Indonesia?s personal accident and health insurance market, along with market forecasts until 2016
? It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions
? It analyses the various distribution channels for personal accident and health insurance products in Indonesia
? Using Porter?s industry-standard ?Five Forces? analysis, it details the competitive landscape in Indonesia for the personal accident and health insurance business
? It provides a detailed analysis of the reinsurance market in Indonesia and its growth prospects
? It profiles the top personal accident and health insurance companies in Indonesia, and outlines the key regulations affecting them

?Reasons To Buy

?? Make strategic business decisions using top-level historic and forecast market data related to the Indonesian personal accident and health insurance market and each sector within it
? Understand the demand-side dynamics, key market trends and growth opportunities within the Indonesian personal accident and health insurance market
? Assess the competitive dynamics in the personal accident and health insurance market, along with the reinsurance segment
? Identify the growth opportunities and market dynamics within key product categories
? Gain insights into key regulations governing the Indonesian insurance market and its impact on companies and the market?s future

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Source: http://www.eastsidewriter.com/aarkstore-com-personal-accident-and-health-insurance-in-indonesia-trends-and-opportunities-to-2016/

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Deal done: Europe seals new $170B Greece bailout

IMF Managing Director Christine Lagarde, talking to Greece's Prime Minister Lucas Papademos on Monday, admitted after the Greek bailout deal was unveiled that "it's not an easy (program), it's an ambitious one."

By NBC News, msnbc.com and news services

Updated at 5 a.m. ET: BRUSSELS -- After months of tough negotiating, Europe and the International Monetary Fund sealed a deal early Tuesday to hand Greece ?130 billion ($170 billion) in additional bailout loans to save it from a default that threatened the viability of the euro, undermining global economic confidence.

The early-hours agreement to avert default comes after negotiators persuaded private bondholders to take greater losses and Athens to commit to very severe austerity measures.

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Ministers finalized measures to cut Greece's debt to 120.5 percent of gross domestic product by 2020, a fraction above the target, to secure its second rescue in less than two years and meet a bond repayment next month.

The eurozone and the IMF, which will be providing the money for the new bailout, hope the new program will eventually put Greece back into a position where it can survive without external support and secure its place in the euro currency union. Finance ministers from Greece and the other 16 euro countries meeting in Brussels wrangled until the early morning hours over how that could be achieved.

What does the Greece bond swap bailout deal mean?

On top of the new rescue loans, Athens will also ask banks and other investment funds to forgive it some ?107 billion in debt, while the European Central Bank and other national central banks in the eurozone will forgo profits on their holdings.

The accord, which had been months in the making, seeks to reduce Greece's massive debts on all fronts, with both private and official creditors going beyond what they had said was possible in the past.

But the costs for Greece, in potential loss of autonomy and further strict austerity measures, were implicit from a statement from Eurogroup, which Europe's finance ministers belong to.

A Greek economist talks about a bailout's potential pitfalls before the final agreement is unveiled. NBC's Jim Maceda reports.

"The Eurogroup is fully aware of the significant efforts already made by the Greek citizens but also underlines that further major efforts by the Greek society are needed to return the economy to a sustainable growth path," the statement read. "We reiterate our commitment to provide adequate support to Greece during the life of the programme and beyond until it has regained market access, provided that Greece fully complies with the requirements and objectives of the adjustment programme."

So it was clear that Greece, which kicked off Europe's debt crisis two years ago, was at the very best starting a long and painful road to recovery. At the worst, the new program would push the country even deeper into recession and see it default on its debts further down the line.

"It's not an easy (program), it's an ambitious one," said Christine Lagarde, the head of the IMF, adding that there were significant risks that Greece's economy could not grow as much as its international creditors were hoping.

The austerity measures wrought from Greece are also widely unpopular among the population and may hold difficulties for a country which is due to hold an election in April. Further protests could test politicians' commitment to cuts to wages, pensions and jobs.

So social upheaval was a real risk, Paschos Mandravelis, a political analyst at Greece's Kathimerini newspaper, told NBC News' Andy Eckardt.

"If people in the broad middle class landscape get desperate and feel choked, there is the possibility of some kind of uprising," he said.

"We don't have money...Now our only target is to have food to survive," Greek shopkeeper Michael Ipermahos says about the gravity of the financial crisis. "My advice to my children is to leave Greece, throw away their Greek passports and be a citizen of another country."

A Greek's only hot seller: Tear gas masks

And some economists say there are still questions over whether Greece can pay off even a reduced debt burden.

A return to economic growth could take as much as a decade, a prospect that brought thousands of Greeks onto the streets to protest against austerity measures Sunday. The cuts will deepen its five-year recession, hurting government revenues.

Europe's economy edges closer to recession

A report prepared by experts from the European Union, European Central Bank and International Monetary Fund said Greece would need extra relief to cut its debts near to the official debt target given the worsening state of its economy.

If Athens did not follow through on economic reforms and savings to make its economy more competitive, its debt could hit 160 percent by 2020, said the report, obtained by Reuters.

"Given the risks, the Greek program may thus remain accident-prone, with questions about sustainability hanging over it," the nine-page confidential report said.

NBC News, msnbc.com, Reuters and The Associated Press contributed to this report?

Source: http://bottomline.msnbc.msn.com/_news/2012/02/21/10463356-deal-done-europe-seals-new-170b-greece-bailout-to-avoid-chaotic-default

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The 'DNA robots' that hunt cancer cells - The Week

Instant Guide

posted on February 21, 2012, at 12:20 PM

Harvard scientists have made complex bio-machines out of "DNA origami" that could help target cancer cells. Photo: Shawn Douglas SEE ALL 30 PHOTOS

In a concept that sounds eerily similar to science fiction, researchers from Harvard University have created tiny nano-sized "DNA robots" that can be instructed to hunt and destroy cancer cells. Scientists created the bio-machines to carry out the duties normally reserved for immune-system-boosting white blood cells, and the mini-robots could potentially lead to treatments for other autoimmune diseases. Here, a brief look at this "exciting" new experimental form of therapy:

How do these robots kill cancer?
The tiny devices were constructed out of DNA strands and folded into a shape resembling a clamshell. Researchers call it the "DNA origami" method. The devices are pre-programmed to open up in the presence of cancerous cells. Once open, the robot releases a series of antibodies that cause its target to self-destruct. "The idea is based on the behavior of the body's immune cells," says Elizabeth Lopatto at Bloomberg Businessweek, "which recognize viruses or other invaders and attack them." (Watch a demonstration below.)

And this really worked?
In preliminary lab-controlled tests, a team of Harvard scientists, led by Shawn Douglas, used the DNA robots to identify and effectively kill leukemia and lymphoma cells in a petri dish. "In diseases such as cancer, we know if we can find every single last cell and kill or reprogram it, we can cure disease," said Douglas.

What's next for the cancer-killing bots?
Researchers will test the robots in animals like mice. Introducing the robots into living bodies will present a new set of challenges, says The State Column, including figuring out how to minimize the robot's toxicity levels, and increasing the amount of time the robots can circulate in the blood stream, particularly because the DNA robots can't reproduce on their own. Commercial use of the robots is still years away.

Sources: Bloomberg Businessweek, Mashable, The State Column, Technorati

Source: http://theweek.com/article/index/224624/the-dna-robots-that-hunt-cancer-cells

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Pets: The best way to Acquire Treatment of your Pet dog

by: stephengrey - February 20th, 2012??

The Bond that could come among a person plus a dog is usually incredibly strong, particularly if that bond were strengthened residing with each other for many years, I?ve personally cried immediately after loosing our relatives pet dog that had been just like a ideal buddy to me from my birth until I as fifteen a long time aged, when he was strike by an automobile one morning hours.

Pet dogs serve many diverse requires for dog snuggie men and women. A lot of people have a pet dog simply because they are lonely and have to have a faithful buddy or simply because they desire a puppy to protect the house. A canine that may be taken excellent treatment of and presented attention to consistently will give his lifestyle to help shield his house and his operator. For your blind a dog is usually a pair of eyes that can help them get all-around and for your police a canine could be a very important tool and a faithful lover, having a nose that practically nothing can beat.

The first point you have to know about caring for a pet is dogs need to have plenty of workout. This is actually the very same for huge pet dogs and modest dogs. All canines ought to be permit out a minimum of when each and every eight several hours and ought to presented not less than a 20 minute walk to offer the puppy some refreshing air, exercise as well as a possibility to alleviate by themselves.

It is also crucial to participate in together with the dog snuggie regularly. This could indicate really going to your park on the saturday and sunday or day off and having a great game of fetch, tossing the ball all around with your again garden or simply wrestling over the floor when using the dog, just ensure in case you are ruff housing by using a minor pet that you simply do not accidentally harm the dog. Enjoying with the puppy for just a 50 percent hour each day, is just not only excellent to the pet dogs bodily health and fitness but a dig which is played with consistently is mentally healthier and a smaller amount very likely to become a frustrated pet, furthermore, it lowers your blood pressure level likewise and it will kind an unbreakable bond between both you and your pooch, that will lengthen towards your friends and family when you ought to start off getting one soon after having the dog snuggie.

That which you feed your puppy is really vital that you the canines continued superior wellness. The greater puppy foods will be marked for what are groups the food is ideal for. Younger puppies need selected minerals and vitamins in more substantial quantities then an adult puppy, plus the exact same goes for an elderly pet dog they require far more calcium in their foods to assist guard their bones and joints. Feeding your canine the incorrect food items can stunt the dog?s advancement and opens the puppy to some more substantial probability of medical procedures whenever they are older.

Much like an individual a dog ought to be taken for the veterinarian?s office environment every 6 months, and will have to obtain their shots each and every year. Common checkups and vaccinations will also assistance assure that your canine grows to be an outdated joyful pet dog.

Source: http://www.transitiontalk.com/pets-the-best-way-to-acquire-treatment-of-your-pet-dog/

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Edwards wins pole for season-opening Daytona 500 (AP)

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AP - Carl Edwards fell bitterly short in last season's bid to win the NASCAR championship.

Source: http://us.rd.yahoo.com/dailynews/rss/sports/*http%3A//news.yahoo.com/s/ap/20120219/ap_on_sp_au_ra_ne/car_nascar_daytona500

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Pope makes NY's Timothy Dolan a cardinal

VATICAN CITY?? Pope Benedict, putting his mark on the Catholic Church's future, on Saturday inducted 22 men ? including New York's Archbishop Timothy Dolan ? into the exclusive club of cardinals who will one day elect one of their own to succeed him.

Dolan is already being touted by some Vatican experts as a possible future candidate to become the first American pope.

Benedict, who turns 85 in April and is showing signs of his age, elevated the men to the highest Church rank below him at a ceremony in St. Peter's Basilica known as a consistory.

"Cardinals are entrusted with the service of love: love for God, love for his Church, an absolute and unconditional love for his brothers and sisters, even unto shedding their blood, if necessary (in defense of the faith)," the pope told the new cardinals before giving them their rings and red birettas, or hats.

"Furthermore, they are asked to serve the Church with love and vigor, with the transparency and wisdom of teachers, with the energy and strength of shepherds, with the fidelity and courage of martyrs," he said.

The new cardinals are from the United States, Hong Kong, Italy, Portugal, Spain, Brazil, India, Canada, the Czech Republic, the Netherlands, Romania, Belgium, and Malta.

Secret conclave
Eighteen of them are aged under 80 and thus will be eligible to enter a secret conclave to elect the next pope from among their own ranks.

Twelve of those are Europeans, bringing the number of "cardinal electors" from the continent to 67 out of 125.

Video: Archbishop Dolan elevated to Cardinal (on this page)

With the new appointments, Benedict, who was elected in a secret conclave in 2005, has now named more than half the cardinal electors. The others were named by his predecessor John Paul.

Compared to the 67 "cardinal electors" from Europe, Latin America now has 22, North America has 15, Africa has 11, Asia has 9 and Oceania has one.

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Dolan: New York isn't like 'Sodom and Gomorrah'

As of Saturday, Italy alone will have 30 cardinals out of the 125 under age 80.

That boosts Italy's chances of taking back the papacy for one of its own following decades under a Polish and a German pope, or at least playing the kingmaker role if an Italian papal candidate doesn't emerge.

Only the United States comes close, with 12 cardinals under 80, including New York Archbishop Timothy Dolan and Cardinal-designate Edwin O'Brien, the former archbishop of Baltimore who is now grand master of the Order of the Holy Sepulcher, which raises money for the church in the Holy Land.

Video: Archbishop: Sex scandal must not be forgotten (on this page)

Cardinals are the pope's closest collaborators in the Vatican and around the world. They lead major archdioceses and run key Vatican departments that help the pope decide Church policy and doctrine that can affect the lives of world's 1.3 billion Roman Catholics.

At the ceremony, the pope told the new cardinals that while they will cooperate closely with him in "the delicate task" of governing the worldwide Church, they must first and foremost be men of religion.

"May your mission in the Church and the world always be "in Christ" alone, responding to his logic and not that of the world, and may it be illumined by faith and animated by charity which comes to us from the glorious Cross of the Lord," he said.

Benedict also asked for prayers so that he can guide the Church "with a firm and humble hand".

Leaked letters allege corruption
The consistory, usually a joyful event, is taking place under a cloud because it follows a spate of leaked letters alleging corruption in the Vatican.

Numerically, at least, the pope has increased the chances that the next pontiff will be a conservative European but there have been surprises in past conclaves.

The pope is a conservative on matters of faith and sexual morals such as birth control, homosexuality and the ban on women priests. Each time he names cardinals he puts his stamp on Roman Catholicism's future by choosing men who share his views.

Besides Dolan, other prominent new cardinals are John Tong Hon, archbishop of Hong Kong, and Rainer Maria Woelki, archbishop of Berlin in the pope's native Germany.

Seven of new "cardinal electors" under the age of 80 are Italian ? six of them members of the Vatican's central administration and the other the archbishop of Florence.

Popes usually reign for life but in a book last year, Benedict said he would not hesitate to become the first pontiff to resign willingly in more than 700 years if he felt himself no longer able, "physically, psychologically and spiritually", to run the Catholic Church.

Several popes in recent history, including the late Pope John Paul, considered resigning for health reasons, but none did so.

The last pope to resign willingly was Celestine V in 1294 after reigning for only five months. Gregory XII reluctantly abdicated in 1415 to end a dispute with a rival claimant to the Holy See.

The Vatican says the pope's health is good but he needs to conserve his strength. Last October he started using a mobile platform which aides use to wheel him up the central aisle of St Peter's Basilica.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/46438235/ns/world_news-europe/

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J.Lo, Fergie add star power to Rio Carnival parade (AP)

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AP - As millions watch the sequin-clad samba dancers at Rio de Janeiro's iconic Carnival parade Sunday, at least a few eyes will turn toward the stars, or at least toward the VIP boxes hosting celebrities such as Jennifer Lopez and Fergie.

Source: http://us.rd.yahoo.com/dailynews/rss/aids/*http%3A//news.yahoo.com/s/ap/20120219/ap_on_re_la_am_ca/lt_brazil_carnival

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